At Work Health Options (WHO), we assist our clients with organising appropriate insurance to provide them with sufficient cover to commence unpaid work experience with the host employer (or various host employers) of their choice.
Work Experience Protection Insurance provides Personal Accident and now also Public Liability (Personal Liability) cover to the Insured person in the event that they are injured in the workplace or in the course of necessary travel between the person's normal residence and the place of their voluntary activities. Multiple employers can also be covered under the one policy.
This product is also endorsed by JobJump, the premier website for school students in NSW which provides up to date careers news emailed directly to your home email address on any of the 110 plus careers on their website. News items are also posted on each career, as well as videos to watch on all careers, a listing of the earnings across nearly 300 occupations, careers information on more than 1200 occupations and much more.
Please refer to our combined Financial Services Guide (FSG) and Product Disclosure Statement (PDS) incorporating the policy wording for more information. Please note that Option 1 Standard Cover, includes cover for Capital Benefits and Personal Liability whilst Option 2 Weekly Benefits, provides additional cover for weekly benefits and includes the Standard Cover benefits. Option 2 cover is only beneficial to those who are also engaged in paid work aside from their unpaid work experience duties.
The premium is due and payable at the time of application if funded by the applicant and the cost of the premium is calculated based on the cover option and policy period required and risks of the tasks/duties related to the role. The premium is payable by the work experience person or the host employer, and this agreement should be made between the two parties however invoice terms can be provided if the policy is to be funded by the host employer.